You May Be Eligible For Up To 1% Below Market Mortgage Rate Financing

Interest rates may be high today, but smart buyers are taking advantage of FirstTeam’s exclusive Interest Rate Buy-Down Program to secure a mortgage rate that’s up to 1% below today’s market levels — often at no extra cost.

See How Much You Could Save

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How the Program Works

FirstTeam® provides a buyer subsidy of up to $7,000

Sellers may add their own concessions

Homeowners First Mortgage applies these combined funds toward reducing your interest rate

The result is a significantly lower monthly payment

You may refinance later if rates fall again

Homeowners First Mortgage, LLC (“HOF”) is the affiliated mortgage provider supporting this program. NMLS #1932549. Licensed by the CA DFPI under the California Financing Law.

© FirstTeam® Real Estate 2025. All rights reserved.

This HOF Interest-Rate Buydown Program is offered exclusively by participating FirstTeam® real estate agents. The subsidy supporting this promotional rate is made possible through the FirstTeam® “Bundle & Save” Homeownership Advantage, a cost-efficiency concept long used by major home builders to reduce buyer expenses.

All affiliated mortgage, escrow, and title services involved are essential services offered at standard, market-competitive fees. This is not a gimmick, nor an inflated-fee model.

Contact a FirstTeam Agent to set up an appointment with a Homeowners First Mortgage loan officer for complete details.

Promotional buydown: Up to 1% below market rate. Available only on eligible products with applications received by HOF on or before February 28, 2025. Cost of the rate reduction is paid by FirstTeam® Real Estate and/or the seller, where applicable. Restrictions apply. Not all applicants will qualify.

More than 250,000 homeowners and buyers have entrusted FirstTeam® with their real estate transactions since 1975.